Parker

Parker's mission is to increase the number of financially independent people by building powerful tools to help independent business owners scale their businesses profitably. Their first product is a virtual credit card system that combines dynamic spending limits with software tooling to optimize growth and profitability for merchants, particularly targeting e-commerce brands. Parker provides banking services via partner banks (Piermont Bank, Patriot Bank N.A.), the Parker Card (virtual credit card with rolling terms up to 90 days), analytics dashboards (real-time P&L, cash flow, customer acquisition/LTV, product profitability), and bill pay services. They offer features like high-yield savings accounts, rewards on card spend, and FDIC insurance. Backed by notable investors like Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), Robert Leshner (Compound Finance). YC W19.