Pave

Pave is a rapidly growing startup revolutionizing financial access for underserved consumers and small businesses through AI-powered Cashflow Analytics and Scores. We help lenders reduce defaults, provide optimal loan amounts, and maximize collections success by leveraging data and machine learning. Our platform is used by over 50 risk teams to assess cashflow-based credit risk for consumers and businesses. Pave is backed by top investors including Better Tomorrow, Bessemer, 8VC, and angels from leading companies like Coinbase, Chime, SoFi, CashApp, and Plaid. We are committed to making the credit system fair and inclusive by using AI to assess cashflow, which is often overlooked by traditional credit scoring methods.