VIVA Finance

VIVA is a Fintech Startup based in Atlanta, GA with the mission to build a more inclusive financial system. VIVA offers unsecured personal loans to customers who have traditionally been excluded and taken advantage of by the legacy financial institutions. The VIVA difference is to underwrite heavily on employment history and set up repayments through voluntary direct deposit payments from the borrower's paycheck. Our interest rates are less than 1/3 of the rates our customers are able to get from other financing options. We are a VC backed company and have been in business for 6 years. We have been profitable for the past year and with a new debt facility closing at the end of June, we will be dramatically ramping up origination volume in the second half of the year.